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Products and Programs

A to B Grade Programs

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  • Conventional conforming 10–30-year fixed rate mortgages (purchase or refi)

 

  • Jumbo and high-balance mortgages (purchase or refi)

 

  • FHA programs (purchase or refi)

 

  • HELOCs (home equity lines of credit)

 

  • Nonstandard programs such as bank statement loans

 

  • DSCR (debt service coverage ratio) for investment property.

Family Room with Fireplace

C to D Grade Programs

 

  • Non-QM programs of all types. Please call us for details.

 

  • Private money loans for those with weak credit such as low credit scores or past bankruptcy or foreclosures.

 

  • Reverse mortgage for seniors over 55 years old. 

Private Property

Commercial and

Multi-Unit Residential

 

  • Commercial: These can be on all types of commercial real estate including: office buildings, auto centers, strip centers, industrial buildings, single purpose buildings like restaurants or gas stations. Cash flow from the property itself is the primary consideration.

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  • SBA Loans: These are very good for owner user commercial property. The rates are extremely competitive and high LTVs are allowed.

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  • Multi-Unit residential: These are for residential properties of 5-50 units. Cash flow from the property itself is the primary consideration.

Commercial Building Exterior

Let's Discuss Your Next Move

Call us to set up a free consultation.

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Ernie Barragan, Broker

(DRE #00782724 and NMLS #250099)

Fairway Equity Services  (NMLS #294556)

Cell

714-609-3568

Office

714-637-2292

877-811-1003

EFax

ernieb@fairwayequity.com

525 S. Tumbleweed Rd., Anaheim, CA 92807

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